Advancing and protecting Vermont's
cooperative credit unions and members
Useful Consumer Resource Links
  National Credit Union Administration

  Vermont Dept. of Financial Regulation

  Rate Comparisons - Credit Unions & Banks

  Home & Family Finance Radio (podcasts)

  Biz Kid$ - Youth Money & Business Info

  Thrive by 5: Pre-Schooler Money Lessons

Biz Kid$
The place where kids teach kids about money and business


Biz Kid$ is a national financial education initiative based on an Emmy Award-winning public television series about kids, money, and business. The series reaches over one million viewers per episode using a clever blend of entertainment and education. Each Biz Kid$ episode shows kids how to make and manage money by introducing concepts of financial literacy and entrepreneurship. To keep young viewers engaged, the series includes a fast-paced mix of direct education delivered by young actors, sketch comedies, animation, and stories featuring real-life young entrepreneurs. The show is complemented by a resource rich website, lesson plans, outreach activities, and a monthly electronic newsletter.

Biz Kid$’ creative team is best known for creating and producing ‘Bill Nye the Science Guy’. Bill Nye was a popular science series produced in the 1990’s, and is still being used to teach science in classrooms across the US today. The producers have also created more than 475 episodes for PBS in the areas of ‘How-to’ and ‘Natural History’ and has worked on projects for NBC, CBS, ABC, The Food Network, General Electric, General Motors, Microsoft, National Geographic, and President Bill Clinton.

Biz Kid$ has received the status of “recommended educational resource” by the State Boards of Education in Virginia, Florida, California, Illinois, Iowa, Idaho, Wisconsin, and Texas. The series is in the process of achieving that recognition in New York, Pennsylvania, Washington, and Massachusetts.
l Safe, Sound, and Federally Insured
National Credit Union Administration
Savings in all Vermont credit unions are insured to at least $250,000 and backed by the full faith and credit of the United States Government.

How your accounts are federally insured
l Credit Unions = Financial Cooperatives
National Co-op Business Association
The NCBA and the International Co-op Alliance have established seven Principles that fully define the co-op identity and business model.

The Seven Principles of Cooperatives
l Consumer Resource Spotlight - A Smarter Choice.org
What is a Credit Union?

Credit unions are not-for-profit financial institutions. They offer many of the same products and services as banks—including savings and checking accounts, loans, ATMs and online banking—but there are also big differences that can save you money. Credit unions are owned and controlled by their members, not profit-driven shareholders. That means the average credit union can offer better rates and lower fees. Learn about joining a credit union today!

What are the benefits of belonging to a credit union?

Great Financial Services
Credit unions provide a place for members to save and get loans at reasonable rates. Other services vary by credit union, and are tailored to meet members' needs. This is one place where member voting comes in; as a member, you get to say what's important to you. Services include:
  • Credit cards with low or no annual fees and low interest rates
  • Direct deposits, cable and wire deposits
  • Financial education and counseling services
  • High interest rates on savings accounts, CDs and money market accounts
  • Investment services
  • Low cost or free checking with low or no minimum balance requirements
  • Low interest rates on mortgages and vehicle loans
  • Notary services
  • Online banking
Personal Attention
Because of the superior personal attention they give to members—and high quality service—credit unions consistently earn higher customer satisfaction ratings when you compare them to banks. In fact, credit unions have consistently ranked highest for service in a Gallup study commissioned by American Banker magazine. Credit unions employ knowledgeable member service representatives who will work with you to make your financial transactions as easy and convenient as possible—and help you achieve your financial goals.

Better Rates and Lower Fees
Credit unions pass any "profits" they make directly back to members. Because there are no shareholders to keep happy, credit unions are able to offer, on average, better rates and lower fees. In fact, credit unions typically offer higher rates on savings and certificates—and much lower rates on loans. That’s because all profits come back to the members—not to a board of directors. And your savings are insured up to $250,000 by the NCUA so your money is safe and secure.